Matt Gagnon recounts being pulled over for using his phone while driving, despite not having a speeding ticket in over a decade. He admits to checking his email during a stop, which led to the traffic stop. Gagnon shares his frustration with Progressive Insurance’s paper insurance card, which often degrades and causes issues. He appreciates the officer’s leniency in giving him a warning. The conversation shifts to the dangers of distracted driving, with Gagnon expressing strong opinions against it. They also discuss local traffic issues, including a notorious red light at a specific exit on 295, where drivers often get pulled over.